As an insurance broker and expert in the field of health, property and pension insurance, I provide you with independent advice on all insurance matters. My job is to ensure that you are optimally covered so that you can move about your everyday... life with confidence.
I am your personal contact for all aspects of insurance and finance, helping you to find the right insurance policies and supporting you in the event of a claim. You benefit from my many years of experience in insurance consulting as well as independent and individual insurance solutions.
The ProvenExpert Quality Seal is awarded to service providers who have received at least 10 customer reviews with a recommendation rate of 90% or higher.
Being labeled as a high-risk patient in advance is technically correct, but not necessarily customer-friendly and contradictory to the treatment of a private patient. The customer is expected to undergo a lot before being accepted into the "club of the privately insured". This makes private health insurance unattractive.
Comment from Christoph Keß | impuls Finanzmanagement AG:
Hello Mr. Hiller,
Thank you for your honest feedback. I understand your concerns and would like to respond to your review.
The risk assessment for private health insurance (PKV) is a standardized procedure established by insurers to assess the individual health risks of each applicant. This assessment has nothing to do with my advice, but is a requirement that all insurers apply equally to ensure that risks are assessed fairly and transparently.
It is very important to me that this assessment is carried out properly and completely to ensure that there are no problems later on, such as a breach of the pre-contractual duty of disclosure. In the worst case, this could lead to insurance cover being jeopardized. It is therefore crucial to work carefully and correctly from the outset in order to guarantee you the best possible protection in the long term.
I understand that the process can sometimes be perceived as stressful, but it is ultimately for your safety and to protect your interests. If you have any further questions or concerns, I am always happy to help.
I can only warmly recommend Christoph Keß! From the very beginning, he went to incredible lengths to find the best possible solutions for my needs. He took the time to explain all the options to me in detail and patiently answered all my questions. What I particularly liked was that he was always honest and transparent.
You can tell straight away that he has his customers' best interests at heart and is not just focused on closing deals quickly. Thanks to his support, I feel optimally protected and have the confidence that I am in the best hands with him. If you are looking for an insurance broker who is fully committed to you, you've come to the right place!
We have had very good experiences with Mr. Keß over a long period of time. He is immediately on hand when we have questions about existing contracts, and of course also for new contracts.
We would like to continue our good cooperation with Mr. Keß.
Yours sincerely, The Frosch family
Comment from Christoph Keß | impuls Finanzmanagement AG:
Dear Frosch family,
Thank you very much for your great review and your trust. I am very pleased that you are satisfied with my services and that I was able to help you with your questions and new contracts.
I look forward to continuing my successful collaboration with you.
My wife and I were very skeptical about insurance agents due to bad experiences. However, Mr. Keß listened carefully to what we wanted and gave us the best advice without any pressure. He was able to answer open questions during the consultation or by e-mail afterwards. We feel that we are in very good hands and can only recommend him.
Ich bin sehr schnell, freundlich und umfassend beraten worden. Mein Gesprächspartner war kompetent und seriös. Alles lief völlig unkompliziert , ich habe jetzt alles aus einer Hand und fühle mich dort gut aufgehoben. Jederzeit wieder.
Herr Christoph Keß hat ein umfangreiches Fachwissen, zeigt sich sehr höflich, ohne je aufdringlich zu wirken!! Meldet sich in angenehmen Zeitabständen, sehr angenehmer Gesprächspartner! Gerne wieder! Volker Görge
Ich hatte ein klares Anliegen. Dem wurde nachgekommen und ich wurde, in sämtliche Fragen die ich zu Einzelheiten hatte, kompetent beraten. Alles in Allem ein Erfahrener Berater mit hohem Grad an Kundenorientierung und Service. Dankeschön.
Herr Christoph Keß ist ein sehr freundlicher und kompetenter Berater. Ich habe mich gut aufgehoben gefühlt, Er nahm sich viel Zeit und hat mir, nach meinen Wünschen die richtige Versicherung rausgesucht. Bei weiteren Versicherungsfragen, werde ich mich wieder an Ihn wenden.
Ich habe ihn meiner Schwester weiter empfohlen, weil er sich gut mit Beihilfe auskennt und auch mit der Zahnzusatzversicherung. Wenn ich dort bei der von der Verbraucherzentrale Köln schlecht mit der Central, jetzt Generali, beraten bin, würde ich wechseln. In meinem Fall ging es um meine Eigentumswohnung, die ich gerne vermieten würde, was als freiwillig gesetzlich Versicherte nicht rentabel ist
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Profile active since 09/02/2022 | Last update: 01/09/2024
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Thank you for your honest feedback. I understand your concerns and would like to respond to your review.
The risk assessment for private health insurance (PKV) is a standardized procedure established by insurers to assess the individual health risks of each applicant. This assessment has nothing to do with my advice, but is a requirement that all insurers apply equally to ensure that risks are assessed fairly and transparently.
It is very important to me that this assessment is carried out properly and completely to ensure that there are no problems later on, such as a breach of the pre-contractual duty of disclosure. In the worst case, this could lead to insurance cover being jeopardized. It is therefore crucial to work carefully and correctly from the outset in order to guarantee you the best possible protection in the long term.
I understand that the process can sometimes be perceived as stressful, but it is ultimately for your safety and to protect your interests. If you have any further questions or concerns, I am always happy to help.
Yours sincerely,
Christoph Keß